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verified_user Money held in escrow till you finish — nobody can chop it No smartphone? Dial *920*77#

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PaySmallSmall For shoppers

Welcome back. Your plans are waiting.

Money held in escrowThe shop only gets paid the day you finish.
SMS after every paymentYou always know where you've reached.
Miss a week? No penalty3-day grace and a friendly reminder.

No smartphone? Dial *920*77#

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Phone and PIN — same as always.

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Lay-away for the MoMo age. Your money sits safe in escrow until the item is fully yours.

No smartphone?

*920*77#

Dial it on any phone to check your plan or pay.

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Payments and SMS run on Moolre. Built in Ghana. © 2026 PaySmallSmall — Secure layaway for Ghana.

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